{"id":9343,"date":"2023-11-13T21:47:45","date_gmt":"2023-11-13T20:47:45","guid":{"rendered":"https:\/\/gomezmaestre.com\/web\/?p=9343"},"modified":"2023-11-13T21:47:56","modified_gmt":"2023-11-13T20:47:56","slug":"litigis-contra-el-vostre-banc","status":"publish","type":"post","link":"https:\/\/gomezmaestre.com\/web\/litigis-contra-el-vostre-banc\/","title":{"rendered":"LITIGIS CONTRA EL VOSTRE BANC"},"content":{"rendered":"

13.11.2023<\/p>

Si \u00e9s a causa d’una cl\u00e0usula abusiva i tamb\u00e9 se’l condemna a les despeses del proc\u00e9s<\/h2>
\"Litigis<\/figure>

Un banc va demandar un client per falta de pagament de diverses quotes del pr\u00e9stec hipotecari<\/strong>.<\/p>

El jutge<\/strong> va confirmar les al\u00b7legacions de l’acusat i va declarar abusives<\/strong> algunes cl\u00e0usules del contracte.<\/p>

I, no obstant aix\u00f2, no es va pronunciar sobre les despeses processals<\/strong>, per la qual cosa l’acusat va haver d’assumir les seves.<\/p>

Va rec\u00f3rrer, per\u00f2 el tribunal<\/strong> va dir que no hi ha cap norma espec\u00edfica a la llei<\/strong> que reguli la condemna de costes en un procediment d’execuci\u00f3 hipotec\u00e0ria en qu\u00e8 s’aprecia l’exist\u00e8ncia de cl\u00e0usules contractuals abusives i es decreta el seu sobrese\u00efment.<\/p>

El client<\/strong> va decidir sol\u00b7licitar l’empara<\/strong> del Tribunal Constitucional (TCo), i l’ha atorgat, reconeixent que el pronunciament vulnera el dret fonamental<\/strong> de la demandant a la tutela judicial <\/strong>efectiva.<\/p>

El\u00a0TC<\/strong>\u00a0diu que, en els litigis sobre les cl\u00e0usules abusives en qu\u00e8 s’estima la pretensi\u00f3 del consumidor, s’ha de\u00a0restablir la situaci\u00f3<\/strong>\u00a0de fet i de dret d’aquest, amb un\u00a0efecte dissuasiu\u00a0<\/strong>per als bancs en relaci\u00f3 amb la inclusi\u00f3 de cl\u00e0usules abusives en els pr\u00e9stecs hipotecaris.<\/p>

En cas contrari, serien els consumidors els que mai demandarien<\/strong> els bancs per cl\u00e0usules abusives, pel cost que suposaria, encara que guanyessin.<\/p>

 Els nostres professionals estan a la vostra disposici\u00f3 per resoldre qualsevol mena de dubte que tingui respecte al seu contracte de pr\u00e9stec i exercir si \u00e9s necessari les accions que puguin correspondre en defensa dels seus drets.<\/em><\/p>","protected":false},"excerpt":{"rendered":"

LITIGIS CONTRA EL VOSTRE BANC
\nSi \u00e9s a causa d’una cl\u00e0usula abusiva i tamb\u00e9 se’l condemna a les despeses del proc\u00e9s<\/p>\n","protected":false},"author":1,"featured_media":9139,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1,168,146],"tags":[],"class_list":["post-9343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-processal","category-resultats"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/posts\/9343"}],"collection":[{"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/comments?post=9343"}],"version-history":[{"count":1,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/posts\/9343\/revisions"}],"predecessor-version":[{"id":9344,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/posts\/9343\/revisions\/9344"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/media\/9139"}],"wp:attachment":[{"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/media?parent=9343"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/categories?post=9343"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gomezmaestre.com\/web\/wp-json\/wp\/v2\/tags?post=9343"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}